Senior Underwriter (Property & Casualty)

Helvetia Caser is looking for a Senior Property & Casualty Underwriter to join our Corporate Property team.

This is a key position within a specialized, multi-location underwriting team, where you will play a critical role in driving profitable growth, ensuring technical excellence, and acting as a trusted reference for both internal teams and external partners.

This role goes beyond underwriting: you will be a technical leader, business enabler, and key liaison with brokers and commercial teams, contributing to strategic projects while strengthening underwriting discipline and portfolio performance.

Key Responsibilities

• Risk Assessment & Underwriting

  • Evaluate, price, and underwrite complex Property risks (SME, Fire, and All Risks / TRDM).
  • Deliver technically sound, profitable underwriting decisions.

• Portfolio & Business Management

  • Manage and monitor portfolio performance: renewals, endorsements, and profitability.
  • Ensure proper risk surveillance and alignment with underwriting guidelines.
  • Track and manage agreements (volume and profitability).

• Technical Leadership

  • Act as a go-to expert and technical reference within the team.
  • Support and guide colleagues in complex underwriting decisions.
  • Maintain and enhance underwriting standards and technical excellence.

• Broker & Commercial Interaction

  • Build strong relationships with brokers and intermediaries (e.g., AON, WTW, and others).
  • Provide technical support to the commercial network.
  • Collaborate actively in business development and acquisition initiatives.

• Project & Cross-functional Collaboration

  • Contribute to departmental and cross-functional projects.
  • Coordinate with Risk Engineering for inspections and reporting follow-up.
  • Support Claims team with underwriting-related technical expertise.

• Product & Knowledge Development

  • Maintain and update product frameworks and segmentation strategies.
  • Participate in training sessions and knowledge-sharing initiatives.

Requirements

• University degree (Engineering or technical fields highly valued).
• Minimum 10 years’ experience in insurance, including:
  • At least 5 years in Property underwriting within corporate/business lines.
• Solid technical expertise in property underwriting (deep, hands-on experience required).
• Knowledge of reinsurance and coinsurance is a plus.
• Strong understanding of the Spanish insurance market.
• Fluency in English (B2/C1 level, written and spoken).
• Advanced user of IT tools and underwriting systems.

Key Competencies

• Strong analytical and decision-making skills
• Ability to manage multiple priorities in a dynamic environment
• Excellent communication and negotiation skills with brokers
• Team-oriented mindset with leadership influence
• High level of autonomy, accountability, and technical rigor

What We’re Looking For

We are seeking a senior, well-rounded underwriting professional who can:

• Operate as a technical expert and trusted advisor
• Handle complex, long-cycle risks (multi-year projects)
• Balance technical excellence, business development, and stakeholder management
• Thrive in a collaborative, distributed team environment

 Location: Madrid/Sevilla